Professionalism is key when making any major purchase; a home is no different. You must ensure that the home you purchase, whether it is new or resale, has an appropriate elevation certificate.

Miami homes, by law, must be above a certain elevation for construction to be approved. In case you are going to substantially remodel the house, you must present this certificate. If you don’t have a valid certificate or your property is below the required height, you may be putting your investment or home at risk.

Play it safe: work with a professional who can help you get the right documents for your purchase. This could mean the difference between a good investment and a costly mistake.

If you do not have a valid certificate, or if your property is below the required height, you can put your investment or home at risk. In the event of a flood, if your property sustains damage of more than 50% of the assessable value when trying to collect money from the insurance claim, you will be required to elevate the property before you can recover the money.

Be sure and get your lift certificate as soon as possible!